7696447444, 01762-511811
SCO 105, Unicity Plaza, Zirakpur-Chandigarh Road, Zirakpur-140603
  • Motor Insurance
  • Health Insurance
  • Personal Accident Insurance
  • Travel Insurance
  • Home Insurance

General insurance is a practical option for anyone who likes to lead a risk-free life. Risk is associated with practically everything and, so, it is important to secure all the things that we own and value.

Our valuable possessions in life, such as home, business, and vehicle, are exposed to various hazards. Also, emergency medical expenses can put one under serious financial stress. Even an otherwise mundane act like traveling too involves risks, such as accident, loss of baggage and passport, and medical expenses.

So, have you given any thought to securing the family's health, or insuring your vehicle or home against any future uncertainty? If not, then it is time to focus on it now.

Q. What is general insurance?

Insuring anything other than human life is called general insurance. General insurance comprises insurance of property against fire or burglary, personal insurance such as accident and health insurance, and liability insurance that covers legal liabilities. There are also other covers such as errors and omissions insurance for professionals, credit insurance, and so on.

One of the main reasons why one should go for insurance is to protect one’s belongings and assets against financial loss. When one has earned and accumulated property, protecting it is prudent. The law also requires us to be insured against some liabilities. That is, in case we cause losses to another person, that person is entitled to compensation. To ensure that we can afford to pay that compensation, the law requires us to buy liability insurance, so that the responsibility of paying the compensation is transferred to an insurance company.

Q. Who should buy general insurance?

Anyone who owns an asset can buy insurance to protect against losses due to fire or theft, and so on. Each one of us can insure our and our dependents’ health and well-being through hospitalisation and personal accident policies. To buy a policy, the person should be the one who will bear financial losses if the said events occur. This is called insurable interest.

We have classified general insurance under four categories:

Motor insurance: This involves protection for car and wo-wheelers against third-party liability and physical damages from fire, theft, explosion, burglary, riots, strikes, earthquakes, flood, cyclones, accidents and malicious acts.

Having an insurance for the vehicle will bring you confidence and peace of mind on the road, apart from meeting a legal requirement.

Health insurance: Health insurance gives protection from costly medical bills in case of any emergency. They offer a range of health plans to cover you and your family against expensive medical care. It is very important to have a personal health insurance.

One of the reasons is that in case of a job transition, one is without any health insurance and medical expenses during this period will have to borne personally.

Travel insurance: Travel insurance is mainly useful for international travel. The policy covers the cost of medical treatment abroad, if required, due to any emergency. Most insurers provide a network of hospitals across the world where the insured persons can avail cashless treatment. The policy also provides ancillary benefits, such as small payments in case of flight delay or cancellation, loss of passport and personal liability claims. It also provides a sum of money to the nominee of the traveller in case of death during travel.

Property insurance: It covers property against fire and allied perils, such as flood storm and inundation, earthquake, and so on. There are products that cover property against burglary, theft, etc.

Non-life insurance companies also offer policies covering machinery against breakdown; there are policies that cover the hull of ships, and so on. A Marine Cargo policy covers goods in transit, including by sea, air and road. Further, insurance of motor vehicles against damages and theft forms a major chunk of non-life insurance business.


  • Instant policy issuance
  • Toll-free assistance number for customer service and claims registration
  • Prompt and timely claims survey
  • Cashless / direct settlement at our approved workshops
  • Claims finalisation within seven working days from receipt of all documents
  • Accidental towing assistance (within city limits only)
  • Automated renewal reminder service
About us

We take great pleasure to introduce ourselves as leading real estate consultant & advisor for the sale purchase of residential, commercial & industrial property.

Dive into our world of lavish lifestyle and contemporary structures.

Mission & Vision

We believe in creating great spaces for those who look for perfection and class at best prices.

The professional aptitude & working of our company is watered by the ethical & moral values which are a way of life at Property Dealers.

Contact us

  Indobiz Ventures

        SCO 105, Unicity Plaza

        Zirakpur-Chandigarh Road




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